Category: Mortgage Basics

Compare fixed and variable mortgages in Canada, including payment changes, trigger rates, penalties and a clear $600,000 mortgage example.

Learn when mortgage default insurance is required in Canada, how the premium is calculated, and what an $800,000 Ontario purchase could cost.

Porting a mortgage may help you keep your existing rate and avoid some break costs when you move. Here is what to check before selling and buying in Ontario.